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How to achieve this for 2015

Copyright James F. Coyle 2014


Do you sometimes feel that your life is out of control?

That you have no real say in what is happening to you?

Do others appear to intentionally annoy you?

Surrounded by toxic people you can't get rid of?

Is life in general getting you down?

Totally fed up with everything but don't know what to do?


Do you sometimes feel that your life is out of control?
That you have no real say in what is happening to you?
Do others appear to intentionally annoy you?
Surrounded by toxic people you can't get rid of?
Is life in general getting you down?
Totally fed up with everything but don't know what to do?Do you sometimes feel that your life is out of control?
That you have no real say in what is happening to you?
Do others appear to intentionally annoy you?
Surrounded by toxic people you can't get rid of?
Is life in general getting you down?
Totally fed up with everything but don't know what to do?
Well…. You are not alone because 90% of others feel exactly the same way.

But….. you have a definite advantage because with the material you are about to read you can easily change things.

Let’s look at a very likely future scenario first then I’ll explain how to neutralize the above problems.


Many of you were hit badly when the recent General Financial Collapse (GFC) occurred. House prices dropped radically…… people lost their jobs and a general feeling of depression permeated society. All this initiated when the high-risk mortgage loan business in the USA collapsed….. and spread world-wide into other areas. Almost everyone was affected in some way. It’s not over yet though: we are still recovering from the GFC pains.

Now….. the bad news:  this scenario is very likely to happen again, but in a much more vicious manner. You will have little warning because some totally unlikely event might trigger it off….. such as the complete collapse of the Russian Rouble. 

The pundits who correctly predicted the earlier GFC

have also predicted this new collapse.


Jobs will disappear, the property market will collapse and everyone will be filled with gloom and despondency. Remote Viewing tells me this is likely to happen within 12 months or even earlier.

So, having been pre-warned what can you do to prepare yourself?

Simple…… you need to clean up your finances, attitudes, social contacts and overall lifestyle so that you can survive comfortably while all else around you turns to chaos.

So…… here is a list of things you should attend to as soon as possible:


1 – Your Income

2 – Dealing with toxic people

3 – Mind-state for freedom

4 – The property market

The above items will probably have the most effect on your happiness, serenity and wellbeing.



The next thing to consider is your source of income. Is it safe? Do you work for an industry that could collapse under stress? A very large number of individuals got thrown out of work during the last GFC….. and they all thought their jobs were safe. In fact you just need to read the daily papers to see how many companies are still closing down and firing staff…… and this despite the last GFC supposedly being over! It’s not!!!

Right at this point in time I would definitely not take on any new debt such as hire-purchase. And I would be paying down my credit cards as fast as possible so I have a zero balance. I would be using my cards only for short-term emergencies and I would be looking around for secondary sources of income to give a feeling of added security.

Likewise I would look at my spending patterns. What could I do without? Do I need to go to an expensive restaurant twice a week or could I barbecue at home for my family at vastly reduced cost.

Make a written list of your expenses for the past 2 weeks. You might just be horrified at what you’ve wasted. Be ruthless with yourself…… cut those expenses back now before it’s too late. Apply the money you save to reduce your current debts. You might be easily servicing your debts right now but will you be able to in 6-9 months. Even if you are currently working for the strongest of companies a new GFC might well cause your salary to be “downsized”. Ask yourself what would happen if your income was suddenly reduced by 30%. Allow for this now by reducing your outgoings to allow for a salary drop. You will feel a lot happier with yourself as you will realize that you have things under control. This makes for peace-of-mind as everything around you collapses.

You might consider me to be an alarmist and say to yourself…. “This guy James is talking crap”…… but please bear in mind I’m currently 74 years old and I’ve lived through all this financial disaster stuff  before…… in 3 different countries.

And I can see it all rolling round yet again! The signs to me are obvious.

If you are one of those super positive individuals who believe this can’t happen to you…. then….. good luck in life!!

The bottom line is this -  get yourself a small backup income if you can. It doesn’t matter what it is providing it brings in an extra regular batch of dollars. In 6-9 months time you might be seriously glad that you organized this NOW!



It’s taken me years to remove this bunch from my life. This includes relatives, professional bludgers, scam merchants and peer pressure groups.

You probably have a number of acquaintances who you wish would disappear.

Some of these clearly have never developed a life of their own and try to infest yours like a human cockroach. Slowly remove yourself from contact with them by reducing social contact. If they are relatives use all sorts of transparently garbage excuses to avoid their company. They should eventually get the message. If they don’t then say to them…… “Have you ever thought of getting a life of you own instead of pestering me?” Be very blunt otherwise they will simply not go away.

Others are merely pests and keep wanting to borrow things from you. Tell them that from now on you are charging a $20 deposit on borrowed items as you are sick of items not being returned.

Others merely want to latch on to you as you are perceived as being dynamic and interesting to be around. Tell these types that you have a major secret project on and that you can no longer afford disruptions so you have no time to spend with them anymore.

My point here is to end up mixing ONLY with those individuals who can add value to your life. Sure, you might become somewhat unpopular for a while with these rejects but my own personal attitude is….. “I couldn’t give a stuff!!”

The reason being this is the only life I’ve got and I want to live it my way.

If you’re involved with peer groups who exert constant pressure for you to “behave according to their belief system” then I’d suggest you ask yourself what it is that really makes you happy. Doing things for yourself…….. or for this peer group. I think the answer is obvious.

Remember you are obligated to no one except yourself ….. and your partner and kids. If anyone else feels or acts like you should be obligated to them then give them the message. Loud and clear!!

You need to clear the toxics out of your life to give you peace and serenity….. which is exactly what you deserve!

Most people under normal circumstances act in a reasonably decent manner but when things collapse and the stress rolls in they tend to act right out of character, usually due to necessity. They will tell lies and borrow money that they have no hope of ever paying back. Watch out for this in the future as things become tougher. People you have associated with for years might suddenly turn against you…… for no apparent reason that you can ascertain. You’ll start to wonder what you’ve done wrong. Well…… it isn’t you…. it’s them! The stress has got to their thinking process. The only answer is to gracefully slide away from them. It can be a very disturbing situation for you but get over it. Crap happens! Get on with your own life and keep a wary eye out for others who may start acting in the same confusing manner.



Many of us go to bed at night seriously worried about a specific problem. In fact sometimes we worry about it day and night. There is a dead simple way to reduce this worry and often solve the problem at the same time.

As you drop off to sleep at night you pass down through the hypnotic Alpha state and this is when you can easily influence your subconscious mind. (Likewise as you wake up in the morning.)

So after you get in bed and turn the light out think about your problem and visualize it being solved. Visualize the satisfactory end solution. See others congratulating you on the outcome. See yourself celebrating with a glass of champagne (or whatever). See only the end solution….. not the problem.

Then when you have done that use Dream Control to reinforce the solution. When you’ve finished the success visualization say to yourself over and over (until you drop asleep) …. “I will have a dream tonight that will solve this current problem.”

Dreams appear to sometimes have a massive impact on our waking lives. I’ve fully covered this subject in some of the books I’ve written so I won’t expand on it here.

The simple technique above can produce quite dramatic effects for some individuals and it costs you absolutely nothing to try it. Plus it uses time that you would normally waste for random uncontrolled thinking.

The way to create a more relaxed and enjoyable lifestyle is to use these mind-influencing programs which can literally change the world around you.

The right programs will create emotional, financial and physical freedom.

You might have a whole batch of small worries or concerns that are distracting you from making significant achievements.  In this case do the same nightly mind process as above but simply visualize yourself living the life you want with no significant worries. See yourself a being free and in control. Tell yourself to have dreams that set you on the path to true freedom. Just carry on with the program night after night. It may take months to work properly but it gives you something positive to focus on as you go to sleep….. instead of a batch of pointless mental meanderings. We have discovered that this dream control often works quite brilliantly.

Why is your conscious mind-state so important in this physical world of ours?

Quantum physicists discovered that physical atoms are made up of vorticies of energy that are constantly spinning and vibrating. Matter, at its tiniest observable level, is energy and human consciousness is connected to it; human consciousness can influence its behavior and even re-structure it.

Below all the various increasingly smaller sub-atomic particles there appears to be a “sea” from which everything springs.

This is suspected to be a sea of pure consciousness. Burst of matter appear to solidify from this waveform of consciousness.

As such consciousness is the common denominator of all the matter you physically observe. Every single thing you observe around you has triggered from this sea of consciousness. Quite a profound thought, isn’t it? Sort of stands the currently accepted physical reality on its head! Worse still, this is not science fiction…. It’s science fact!

A fundamental conclusion of new physics also acknowledges that the observer creates the reality. As observers, we are personally involved with the creation of our own reality. Physicists are being forced to admit that the universe is a “mental” construction. Pioneering physicist Sir James Jeans wrote: “The stream of knowledge is heading toward a non-mechanical reality; the universe begins to look more like a great thought than like a great machine. Mind no longer appears to be an accidental intruder into the realm of matter; we ought rather hail it as the creator and governor of the realm of matter. Get over it, and accept the inarguable conclusion. The universe is immaterial-mental and spiritual.” (R.C. Henry, “The Mental Universe”)

Thoughts, intentions, prayer and other units of consciousness can directly influence our physical material world. Consciousness can be a big factor in creating change on the planet. Sending thoughts of love, healing intent, prayer, good intention, and more can have a powerful influence on what you are directing those feelings towards.

It has been proven over and over again that focused mental thoughts convert into physical reality. The more focused intent and dedication you apply the quicker the results. The Law of Attraction is based on this.



Many years ago I spent almost 5 years as a real estate agent on the Sunshine Coast of Queensland, Australia. During that time I learnt to specialize in trading and bartering property deals. This was when I wrote my first book on property trading called The Millionaires Manual. (Incidentally that book was a howling success and has sold over 50,000 copies. It is still selling on Amazon.)

Based on my knowledge of the cyclic real estate market here are a couple of pointers if you are currently thinking of buying or selling property.

If you are selling use the auction process. Right at the moment auctions are enormously successful. For example if you currently have a property you want to sell for, say, $400,000 and you list it in the normal way with several agents (NEVER give one agent a sole agency) you will get offers. But buyers will expect you to drop your price maybe to $360,000 or so. However if you list this in an auction with a reserve price of $400,000 the competitive gamblers instinct takes over among the buyers and you are more likely to achieve a final bid closer to $450,000. A big difference.

Now conversely, if you are buying a property right now do not go anywhere near an auction! If you do you will be paying too much. Purchase conventionally by approaching your local real estate agents and if you find a property you like put in a low offer and see what happens. You can always raise your offer later and negotiate.

Bear in mind that real estate is cyclic and should a second GFC arrive any property you buy now could drop significantly in price. If you’re looking to hold the property long-term (10 years or more) then you probably won’t be too worried about price fluctuations.

But if you buy now and mortgage yourself to the hilt at current low interest rates you could come seriously unstuck a few years down the line when interest rates soar and the value of your property drops. It can easily get to the stage when you owe the bank more than the property is worth. This is currently known as an “underwater” mortgage. Tens of thousands of individuals got stuck in this situation after the recent GFC. Many of them lost their homes by mortgage default to their local financial institution.


Just remember this -

Life doesn’t roll on smoothly for most people – it twitches and jerks.

You might need to encourage yours to flow in a smoother manner!



More of the author’s free mini-books are available at –


James F Coyle was the founder and CEO of the


He has written 38 books, all available on Amazon

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